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It's finally here! The book you have been waiting for years!


MONEY SMART by KCLau (the founder of Malaysia's leading personal finance site, is the culmination of 20 years of his research and practice, teaching and direct experience about Personal Finance.


You will discover the most powerful money practices that will boost your chance of financial success including:

🔥 The three strategies of effective wealth accumulation

🔥 The two magic numbers for comfortable retirement

🔥 What the rich know that we don’t

🔥 Redefining assets and debts: what’s good & what’s bad

🔥 How to maintain & maximise your credit score.

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